Smart girlfriend chat with real video, behind a paywall
NSFW AI chat · secrets.ai · Checked October 2026
7.0/ 10
Secrets AI is an AI girlfriend site built around long-memory chat, 100+ fantasy scenarios and mini-drama reels that end with her waiting for your reply. It suits heavy chatters who will pay monthly; the free tier is chat only.
Our pick instead: Vidveloura, #1 on our AI Generators list. One photo in, an AI video out, 35 free credits to start.
Secrets AI sells the girlfriend experience as a story. Its reels are short dramas starring the companions, and each one ends on a cliffhanger that drops you into chat. Underneath sits a serious chat engine with several modes, memory tiers, lorebooks and, on the top plan, group chats.
Pricing and the catch
Free gets you 20 messages a day and nothing visual. Premium is $19.99 a month (or $109.99 a year) with 8,000 Moments; Ultimate is $39.99 a month (or $319.99 a year) with 15,000. Moments pay for everything visual: a chat image costs 50, the cheapest adult clip 600 for 8 seconds without sound, and the Intimate model runs up to 30 seconds with audio. Extra Moments are for subscribers only. Cancelling is simple and access runs to the end of the period.
Our verdict
Secrets AI is one of the more complete girlfriend platforms we've looked at, and its wiki is refreshingly upfront. Still, video comes after a monthly bill and a Moments budget. If clips are the point, Vidveloura gets you there faster: start from a photo, test it with 35 free credits, and pay once when you want more.
Checked 26 October 2026 on secrets.ai/store, Secrets AI's own page.
Free tier
Yes: 20 messages a day, no images or video
Cheapest plan
$9.17/month, billed $109.99 a year (Premium)
Price range
$9.17 to $39.99 a month
Billing
Subscription, monthly or yearly
Payment
Visa, Mastercard, Discover, crypto
Is Secrets AI free?
Yes, with limits. Free accounts get 20 messages a day and no Moments, the currency for pictures, so image and video generation need a paid plan.
How much does Secrets AI cost?
Premium is $19.99 a month, or $109.99 a year ($9.17 a month), with 8,000 Moments a month. Ultimate is $39.99 a month, or $249.99 for the first year and then $319.99 a year, with 15,000 Moments.
Does Secrets AI renew automatically?
Yes: the store says your subscription refills Moments automatically every month, and its help wiki warns that a sale price covers only the first billing period. You can cancel from the Subscription page in under a minute and keep access to the end of the period.
How can I pay for Secrets AI?
With Visa, Mastercard or Discover, or with crypto from $20. Charges show as S LABS INC.
